Last year’s wet and windy winter took its toll on many households. Here are four of the top winter home insurance claims and what you can do to help protect your home from damage.
Burst or frozen water pipes are one of the most common causes of home insurance claims during the winter months. When temperatures often dip below freezing, the last thing you want is to be without heating. Protect them from the cold by insulating pipes and tanks to prevent freezing in cold weather.
Boilers are often involved in household claims. Leaks tend to be common issues, along with loss of pressure and problems with efficient heating. If you haven’t had your boiler serviced this year, now is the time, as being without hot water in winter is a painful experience.
3.Gutters & drainpipes
Blocked and overflowing gutters can cause problems with water ingress and damp. To reduce the risk of blockages, overflowing and freezing, clean out your drains and gutters. It’s also a good idea to prepare your home for storms by trimming back branches.
4.Keep the heating on
Issues can arise when the central heating is switched off. Keeping the heating on a low temperature whilst you are away, can help prevent burst pipes and reduce frost damage and condensation.